- Saving a lot of stamp duty. The stamp duty for rebuilding a house is calculated according to the value of the land, while the house section does not need to pay stamp duty, and the stamp duty for buying an existing house is levied according to the total price of the existing house.
- More selectivity and greater flexibility.
- The construction start time and delivery time can be negotiated with the builder.
- Progress payment: A phased payment means that the borrower only needs to make a payment to the bank after the completion of several major construction phases of the house. This step-by-step loan means that the borrower only needs to pay for the accumulated interest of loan amount after completion of a certain construction phase.